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How much is insurance on a Tesla every month? Car insurance on a Tesla can cost more than $ per month for full coverage, which is significantly more than. 1. How much is insurance for a Tesla? According to our data, the average cost of insurance for a Tesla is $3, per year, well above the national average. · 2. How Much Does It Cost To Insure A Tesla Model Y? A driver must pay around $2, yearly to buy a Tesla Model Y insurance. Is It Expensive To Insure A. What our customers say. Based on 86, reviews /5 of our customers would buy from us again How much does Tesla car insurance cost? The cost of insuring a. Tesla Insurance for Model X. For a big electric car like Model X, insurance providers can charge you up to $3, annually. However, you can qualify for many.